YOUR LIFE INSURANCE IS SCAMMING YOU
We Look at What was Sold to You, How it was Sold and Why
Nobody Chooses an IUL. You didn’t wake up one day thinking, “you know what would be awesome? A complicated, overpriced insurance policy disguised as a retirement plan!” No, that idea was sold to you– Wrapped up in slick marketing and fed to you in a poisoned sales pitch. IUL is the scam of the middle class-a financial mousetrap designed to make you feel like you’re investing while quietly draining your wealth with hidden fees market caps, and the constant threat of policy collapse. If you don’t already have solid investments and maxed out retirement accounts, an IUL is a ticking time bomb. And when it blows? You’ll realize you wasted years paying into something that was never built to benefit you– only the agents and insurance companies selling it.
DON’T LET THEM GET AWAY WITH IT. Let’s Break Down What you were ACTUALLY sold.
Once we review your policies and get the lay of the land, we’ll show you all your options – whether that’s what investments/accounts are available to you, strategies to consider, or even how to get your hard earned money back from the insurance company if you’ve been sold a deceptive policy (Spoiler alert: we’ve yet to break down a policy that wasn’t sold deceptively). The sooner you reach out, the better. Because every day you wait? That’s just more money left on the table. And we both know, you’re not into letting things slide, right?
Look we don’t charge a dime to review your policy, break down your options, or even help you get your money back from the insurance company (yeah, that’s possible). If you actually need life insurance, we’ll get you set up with the right term policy– no Fluff and No BS. And if you’re ready to invest? We’ll show you how to do that without lighting your money on fire. Why? Because we’re just as fed up with this rigged system as you are. No Fees, no sales gimmicks–just straight talk and a better way forward. It’s time to stop getting played.
Privacy Policy and other Disclaimers
Your info is not shared with anyone. I am not a data broker or an asshole. We do not gather it and then laugh behind your back. Quite Simply, it goes no where but to me or someone on my personal team that requires it in order to call you or work on your case. I don’t believe we need 5 pages to explain that. If GoDaddy/ wordpress collects Data from you, I have zero control over that and you should check their privacy policy. However, at this point every basement dweller in the world has seen our data at some point and when TikTok went dark and everyone went to an actual Chinese app while using their SS numbers as user names, I pretty much came to the conclusion, nothing is private. Let’s be real. Do you really give a shit at this point? And now on to the other legal stuff I’m required to post but should be common sense. If any of this isn’t common sense, we probably wouldn’t make good partners in business.
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Financial Suggestions Disclaimer “The financial suggestions provided by “LATCHKEY AND DTRT” are for general informational purposes only and are based on the individual needs of each client. “LATCHKEY AND DTRT” is a financial broker and does not provide legal, financial, or tax advice. The financial suggestions provided by “LATCHKEY AND DTRT” should not be relied upon as a substitute for consultation with professional legal, financial, or tax advisors. “LATCHKEY AND DTRT” does not guarantee the accuracy, completeness, or timeliness of the financial suggestions provided and is not responsible for any errors or omissions. “LATCHKEY AND DTRT” does not endorse any third-party financial products or services mentioned in its suggestions. “LATCHKEY AND DTRT” does not assume any liability for any loss that may arise from the reliance on or use of the financial suggestions provided. “LATCHKEY AND DTRT” recommends that you seek the advice of a professional legal, financial, or tax advisor before making any financial decisions based on the suggestions provided.” In other words… use common sense and do your own due diligence.